North Olmsted Safe and Healthy Homes Home Repair Program

North Olmsted Safe and Healthy Homes

Home Repair Program
Eligibility Screening
Complete this form as soon as possible to see if you are eligible to apply!
Program Details:
  • Up to a $15,000 loan in health and safety repairs for single family (1 unit) owner-occupied North Olmsted residents. Income restrictions apply. 
  • Eligible repairs may include roof, driveway, gutters, exterior paint and siding, porch, windows, furnace/HVAC. Eligible repairs must meet certain health and safety standard in accordance with program guidelines. 
  • Loan eligibility and loan type is based on household income. Household income must be less than 300% Federal Poverty Level ("FPL"). All loans result in a lien on the property. See income levels and loan types below.
  • Eligible homeowners must have valid homeowner's insurance and are current on property taxes or active on a payment plan. 
Household Income Limit Chart
Forgivable Loan - Household income at or below 30% of Area Median Income ("AMI"): forgivable if household applicant remains in home for 5 years or if head of household passes away.

Deferred Loan - Household income between 30% AMI and 200% Federal Poverty Level ("FPL"): loan is deferred at 0% interest and repayable upon the sale of the home or a refinancing.

Below Market-Rate Loan - Household income above 200% FPL and 300% FPL: 4.99% loan with a 5 year term. 
Eligibility Screening













Maximum Household Income Limit Chart